Dealing with financial stress and looking after your mental health!!!

Steps to Dealing with Financial Stress and looking after your mental health.
1. Talk to someone – many may feel it’s a taboo subject, but you should not feel ashamed or embarrassed. Bottling these things up will only make your financial stress worse. The person you confide in doesn’t have to offer financial help, it is just someone you can talk to without judgment or criticism. ie. family member or friend.
2. Seek Professional Advice – Discuss your financial worries with a Personal Insolvency Practitioner. R Hendy & Co can assess your debts to see if you are eligible for a Debt Settlement Arrangement or Personal Insolvency Arrangement – free and non judgmental advice.
3. Create a monthly budget plan – Know your income and know your expenses. Prioritise! Essentials before luxuries. ie. food and utility bills. Make a payment towards your mortgage and if possible try to make small repayments to your other loans, let it be €5 per week, something is better than nothing!
4. Look after yourself!! – Exercise daily, ensure you get enough sleep, eat healthy and be grateful for the good things happening in your life! Let the positives outweigh the negatives that are happening right now.
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