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Personal Insolvency Arrangement
Any debt amount
Find out more about a PIA
- Similar to Debt Settlement Arrangement but includes secured creditors too, ie your home / mortgage.
- Secured debt value can be written down to a more affordable amount.
- Affordable payments for 6 years.
Debt Settlement Arrangement
Unsecured debts over €20,000
Find out more about a DSA
- Affordable repayments based on your living costs.
- Payments for 5 years (60 months).
- Debts legally written off by your creditors on completion of the DSA.
- Only 65% of your creditors must agree to make it legal.
Debt Relief Notice
Debts from €1,000t
Find out more about a DRN
- We deal directly with your creditors.
- Payments from €100.
- Repayments based on your living costs.
- Interest / Charges could be stopped.
- Flexible plan that can be changed if your situation changes.