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Personal Insolvency Arrangement
Any debt amount
Similar to Debt Settlement Arrangement but includes secured creditors too, ie your home / mortgage.
Secured debt value can be written down to a more affordable amount.
Affordable payments for 6 years.
Find out more about a PIA
Debt Settlement Arrangement
Unsecured debts over €20,000
Affordable repayments based on your living costs.
Payments for 5 years (60 months).
Debts legally written off by your creditors on completion of the DSA.
Only 65% of your creditors must agree to make it legal.
Find out more about a DSA
Debt Relief Notice
Debts from €1,000t
We deal directly with your creditors.
Payments from €100.
Repayments based on your living costs.
Interest / Charges could be stopped.
Flexible plan that can be changed if your situation changes.
Find out more about a DRN
Bankruptcy
New updated legislation
A fresh start free from debt that you cannot pay.
Find out more about Bankruptcy
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